Affordable Family Insurance Plans in Kerala – Compare & Choose with Future Fin Services
Looking to safeguard your family’s health and future? At Future Fin Services, we help you choose the perfect family insurance plan from India’s most trusted insurance providers—LIC, Star Health, United India, Niva Bupa, ICICI Prudential, and ManipalCigna.
With affordable monthly premiums and wide coverage options, we simplify your insurance journey with expert advice and end-to-end support.
Top Family Insurance Plans – Monthly Premium Overview
| Insurance Provider | Coverage (₹) | Members Covered | Starting Monthly Premium (₹) | Key Features |
|---|---|---|---|---|
| Star Health | ₹5 Lakhs | 2 Adults + 2 Children | ₹1,250/month* | Cashless in 14,000+ hospitals, maternity, daycare cover |
| LIC Health Plus | ₹4 Lakhs | Self + Spouse + Kids | ₹990/month* | OPD + hospitalization, low entry age, LIC-backed trust |
| United India Insurance | ₹5 Lakhs | Family Floater Plan | ₹1,100/month* | Govt-backed insurer, high claim settlement |
| Niva Bupa Health | ₹5–10 Lakhs | 2 Adults + 2 Kids | ₹1,300/month* | Free annual health checkups, no sub-limits on room rent |
| ICICI Lombard (iHealth) | ₹5 Lakhs | Family Floater | ₹1,450/month* | Pre & post hospitalization, critical illness cover |
| ManipalCigna ProHealth | ₹5 Lakhs | Family of 4 | ₹1,200/month* | Worldwide emergency cover, maternity & OPD optional |
Why Choose a Family Insurance Plan?
- Covers all family members under one plan
- Cashless treatment at network hospitals
- Tax benefits under Section 80D
- Affordable premium with high coverage
- Renew annually with lifetime renewal option
- Easy claim process & 24/7 support
Who is Covered?
- You (Policyholder)
- Spouse
- Children
- Dependent parents
- Parents-in-law (optional)
What’s Included in Our Family Insurance Plans?
- Hospitalization expenses
- Pre- and post-hospitalization coverage
- Daycare procedures
- Ambulance charges
- Maternity & newborn cover*
- COVID-19 & critical illness cover*
Documents Required
- Aadhaar & PAN Card
- Passport-size photo
- Existing health conditions (if any)
- Family details & nominee information
Why Future Fin Services?
- Expert assistance to choose the right plan
- Partnerships with top insurance providers
- Affordable premium options
- Transparent advice & no hidden charges
- End-to-end support from application to claim
Protect Your Family Today
Secure your future with a reliable family insurance plan from Future Fin Services. Contact us today for a free consultation and get customized insurance options that fit your budget and needs.