
Best Vehicle Insurance Plan in Kerala – Future Fin Services
Looking for the right vehicle insurance plan? Whether it’s a car, bike, or commercial vehicle, Future Fin Services helps you compare and choose the most affordable and reliable coverage from top insurers like LIC, Star Health, United India, ICICI Prudential, ManipalCigna, and Niva Bupa.
We ensure fast policy issuance, cashless garage networks, and hassle-free claim support across Kerala.
Monthly Premium Comparison – Vehicle Insurance Plans
Provider | Type | Vehicle Type | Coverage (₹) | Starting Premium (Monthly) | Key Benefits |
---|---|---|---|---|---|
United India Insurance | Third-party + Own Damage | Car/Bike | ₹5 Lakhs | ₹480/month* | Govt. insurer, cashless at wide network garages |
ICICI Lombard | Comprehensive | Car/Bike | ₹5 Lakhs | ₹510/month* | Zero depreciation, roadside assistance, online claim |
Star Health (Accident Add-on) | Personal Accident | Two/Four-Wheeler | ₹15 Lakhs | ₹120/month* | Rider benefits with any motor policy |
LIC (Auto Secure) | Comprehensive | Car Only | ₹5 Lakhs | ₹495/month* | Damage, theft, third-party + personal accident |
ManipalCigna (Addon) | Health + Accident | All Vehicles | ₹10 Lakhs | ₹140/month* | Accidental hospital cover with cashless treatment |
Niva Bupa (Addon) | Personal Accident | Two/Four-Wheeler | ₹10 Lakhs | ₹130/month* | Covers accident-related hospitalization |
*Premiums vary by vehicle age, make, city, and IDV. Call us for your exact quote.
Features of a Good Vehicle Insurance Plan
- Own damage + third-party liability cover
- Cashless claims in network garages
- Personal accident cover up to ₹15 Lakhs
- Engine protection & roadside assistance
- Zero depreciation & no-claim bonus benefits
- Add-ons for passenger cover, legal liabilities, etc.
Documents Required
- RC Book Copy
- ID Proof (Aadhaar/PAN)
- Previous Policy (if applicable)
- Vehicle Photo (for OD cover)
- Invoice / Purchase Bill (new vehicle)
Why Future Fin Services?
- Partnered with trusted insurers – LIC, ICICI, United India & more
- Quick quotes, instant policy issuance
- WhatsApp & phone support for claims & renewal
- Transparent & affordable premiums
- Expert advisor to help you choose the best vehicle insurance plan
Get the Right Vehicle Insurance Plan Now!
Don’t drive uninsured! Protect your vehicle and finances with the best vehicle insurance plan in Kerala. Get expert help and fast policy activation with Future Fin Services.
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